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Chapter 13 Bankruptcy

North Charleston, SC : 843-529-9000   Columbia, SC: 803-451-5000    Myrtle Beach, SC :843-445-6300

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Chapter 13 Bankruptcy

Partner with south Carolina Top Chapter 13 Bankruptcy Attorney

 

We Help You Consolidate Debt & Reorganize Your Finances

 

What Is the Purpose of Chapter 13 Bankruptcy?

Chapter 13 bankruptcy aims to reduce outstanding debt. It allows citizens to retain and protect their property. Working with a bankruptcy lawyer enables you to create an affordable and well-structured payment plan to gradually pay off your debts.

A personal bankruptcy attorney will determine how much you should pay based on your household income. A qualified legal team can create a personalized debt relief plan and ensure it receives court approval.

There is not a magic number for how much your monthly recovery payment should be. But that’s where your local bankruptcy attorney in Columbia, SC, comes in. Our expert legal advisors work with you to protect your assets and devise a payment schedule your household can afford.

 

Meredith Law Firm

 

 

 

How Can Chapter 13 Reorganization Help You?

Debt relief lawyers use Chapter 13 reorganization to consolidate and reduce outstanding debts for individuals and married citizens. Once your legal team determines a suitable payment plan, clients can gradually decrease their debts. Chapter 13 payment schedules must be approved by the courts before a person can begin making payments.

In addition to reducing outstanding debts, a Chapter 13 attorney can help you protect your assets. That includes preventing a foreclosure on your home or vehicle repossession. Chapter 13 reorganization averts wage garnishments and addresses tax liens.

For those responsible for making child support or alimony payments, Chapter 13 bankruptcy can protect you from outstanding delinquencies.

Chapter 13 reorganization can also lower interest rates and help you balance your debts.

Our Chapter 13 Reorganization Process

When you work with a well-experienced bankruptcy law firm, you can rest easy knowing your debt is officially under control. As your local bankruptcy attorney in Charleston, SC, we work with you to establish feasible payment plans.

Step 1: Schedule a Consultation

One of our bankruptcy lawyers will reach out for a confidential discussion about your financial situation. We will ask for details about your past spending, outstanding loans, household income, and assets. We use this information to establish a manageable payment plan.

Step 2: Review Your Payment Plan

Next, we review your debt relief plan. If you have any questions or concerns, let us know, and we can make adjustments. Once the plan is ready, our Chapter 13 bankruptcy attorneys get it approved by the court.

Step 3: Reduce Your Debts & Protect Your Assets

Once everything is approved and processed, you can start making payments to a court-appointed officer, known as a Chapter 13 Trustee. All you have to do is deposit the funds, and the Chapter 13 Trustee will ensure individual creditors receive payment.

Why Choose Meredith Law Firm, LLC

Consolidating debt and protecting assets are our top priorities. Our team of well-versed bankruptcy attorneys guide clients to financial recovery. When you choose Meredith Law Firm, LLC, you become partners with the most reputable bankruptcy attorney in Myrtle Beach, SC.

Start Taking Control of Your Debt

If you are struggling to pay off your outstanding debts, let your local bankruptcy attorneys help.

We have offices in Charleston, Columbia, and Myrtle Beach, SC. Choose your nearest location and schedule a free, confidential consultation with a debt relief attorney now.

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  • About Us

    We are a Debt Relief Agency. Bankruptcy is not a scary and overwhelming process when you understand your options and the protections provided to you under the law. At Meredith Law Firm, we are here to help and provide a solution that brings hope, security, and a bright future.

    Schedule a free consultation with us and to begin the recovery process. We have appointments available in person, telephonically, or by video conference.

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